Singapore Stamp Duty Calculator (BSD & ABSD)
Free Property Tools › Stamp Duty Calculator
Free Tool · YouHome.sg
Work out the full stamp duty on a residential purchase — Buyer's Stamp Duty plus any Additional Buyer's Stamp Duty — from your price and buyer profile. Both are charged on the higher of the purchase price or market value.
Note: These figures are illustrative and opinion-based, produced with calculation tools — not a valuation or financial advice. Human error is possible; verify against IRAS before relying on them.
Enter your figures — the result updates as you go.
Or the market value, whichever is higher.
Estimate only. Charged on the higher of price or market value; your exact duty depends on your profile at the date of purchase and any reliefs. Payable within 14 days of signing, via IRAS e-Stamping. Not financial advice.
How stamp duty is worked out
Buyer's Stamp Duty (BSD) — progressive, on each band of the price:
| Portion of price | BSD rate |
|---|---|
| First S$180,000 | 1% |
| Next S$180,000 | 2% |
| Next S$640,000 | 3% |
| Next S$500,000 | 4% |
| Next S$1,500,000 | 5% |
| Above S$3,000,000 | 6% |
Additional Buyer's Stamp Duty (ABSD) — by profile and property count:
| Buyer | 1st | 2nd | 3rd or more |
|---|---|---|---|
| Singapore Citizen | 0% | 20% | 30% |
| PR | 5% | 30% | 35% |
| Foreigner | 60% | 60% | 60% |
Rates as of July 2026. Source: IRAS — BSD and ABSD. Entities and trustees (ABSD 65%) are not covered here. Verify current rates with IRAS before relying on them.
Questions
What's the difference between BSD and ABSD?
Buyer's Stamp Duty (BSD) is paid by every buyer on any residential purchase, tiered by price. Additional Buyer's Stamp Duty (ABSD) is an extra tax that depends on your residency and how many residential properties you already own. Both are charged on the higher of the purchase price or market value.
Can I get my ABSD back when I upgrade?
A married couple with at least one Singapore Citizen buying a second residential property pays ABSD upfront, but may claim a refund if they sell their first home within the qualifying period and meet all IRAS conditions. It's a refund, not a waiver at purchase — so plan the cash flow for paying it first.
Is this calculator accurate enough to rely on?
It's an estimate using current IRAS rates and the details you enter. Your actual duty depends on the higher of price or market value, your exact profile at the date of purchase, and any reliefs. Verify with IRAS e-Stamping before you rely on any figure.
Next steps
Read the guide: Selling your HDB to buy a condo — ABSD and the remission →← Back to all free property tools
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Note: This calculator gives estimates based on the details you enter and current
published IRAS rates. Figures are illustrative and opinion-based, produced with calculation
tools — not a valuation or financial advice. Human error is possible; verify against IRAS
before relying on any figure.
YouHome.sg · Rick Long, Huttons Asia (CEA Reg. R026818Z)
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Self Introduction
Hi, I’m Rick Long,
Associate Senior Division Director, Huttons Asia · CEA Reg. R026818Z
With decades of experience in Singapore’s real estate market, I’ve had the privilege of being mentioned in media outlets such as Channel NewsAsia, The Straits Times, and 99.co.
Over the years, I’ve written extensively on the local property landscape — tackling the real questions buyers and sellers face, and helping them navigate each step with greater steadiness and confidence.
Many of my clients have become long-time friends — their trust and kind reviews continue to inspire me to raise the bar in everything I do.
I believe real estate should be strategic, seamless, and deeply aligned with your life’s journey.