Hdb Resale Calculator

hdb resale calculator

Welcome to our HDB resale calculator page! We know that the financial calculations can be overwhelming, but don’t worry – our calculator is here to simplify things for you.

By integrating our calculator tool with the hdb resale price index movement, you can gain a clearer understanding of what to anticipate and make well-informed decisions.

property agent

Understanding HDB Resale Prices

Before we dive into how the calculator works, it’s important to understand the factors that can affect HDB resale prices.

Factors that affect HDB resale prices (location, age, etc.)

These include:


As with any property, location is a key determinant of price. HDB flats in mature estates tend to command higher prices due to their proximity to amenities and transportation.


Older flats may have lower resale value due to wear and tear, as well as the possibility of shorter remaining lease.

Size and layout:

Larger flats or those with unique layouts may command a premium price.

Demand and supply:

As with any market, resale prices are also affected by demand and supply. Flats in high-demand areas or during periods of low supply may see higher resale prices.

calculating hdb resale price and cpf refund

Using our HDB Resale Calculator

To use our finance calculator, simply input the necessary information such as location, room type, estimated selling price, CPF usage and outstanding loan. It will generate the cash proceeds you will get after the sale completion.

Enter your postal code and contact number to receive our complimentary monthly updates on transactions in your area.

Cpf refund after selling property:

You may log into cpf website using your singpass.

Under the property statement – you will see the amount of cpf and accrued interest to be refunded after selling your hdb.

Indicative Valuation:

If you are not sure of the indicative valuation of your hdb property, you may refer to our indicative valuation page for an estimation.

Important Note:

This calculator does not account for resale levy or the funds required for your next purchase. Please consider these factors when planning your finances.


We hope this calculator has helped you gain a clearer understanding of the financial aspect of selling your HDB resale flat.

Remember, it’s always important to do your own research and consult with professionals before making any major financial decisions.

So whether you are considering selling your current HDB resale flat or planning for your next purchase, our calculator can help you estimate your cash proceeds and plan accordingly.

Free Monthly HDB Resale Transactions Updates

Plus, with our monthly updates on transactions in your area, you can stay informed and make well-informed decisions.

Don’t let the financial aspect overwhelm you – let our calculator be a useful tool in your journey towards buying or selling an HDB flat

calculation for selling hdb

Making Informed Decisions

Our calculator provides an estimated financial breakdown, yet selling your property involves more considerations.

What other factors will help determine a higher selling price?

Enhance your home’s appeal and prepare for better viewing experiences to potentially boost your home price.

HDB Resale timeline 2024

hdb resale timeline


I trust you now have a deeper understanding of the financial breakdown and the variables influencing resale prices.

Tip to sell a higher price:

Buyers are more inclined to pay higher prices when they have a positive viewing experience.

Bonus Invitation For My Readers

how do calculate how much cash i get back after selling my hdb

Valued at $1888, One-Time FREE Consultation for My Readers. Apply Now!

Guess what? You’re all invited to a friendly chat with me, absolutely no strings attached. Trust me, you’re going to walk away with some gems from our conversation.

Here’s a sneak peek into what we’ll be chatting about:

Getting Real about Resale Value:

Let’s dive into the nitty-gritty of what really pumps up the value of your HDB flat. We’ll make sure you know exactly how your home fits into the big picture.

Money Matters:

Selling your home comes with its financial twists and turns. We’ll talk about the costs you might not have thought about and how to plan your finances for what comes next.

When's the Right Time To Sell?:

Timing can be everything. We’ll map out the perfect timeline for selling your home, finding your next dream spot, and making the transition as smooth as butter.

Selling Like a Pro:

I’ve got some tailor-made selling strategies that will make your home irresistible to the perfect buyer, ensuring you snag the best deal possible.

What's Next?:

After the sale, what’s the game plan? Whether you’re eyeing another HDB, thinking about going private, or maybe renting, we’ll explore all your options.

Common mistakes sellers made -

Pricing It Right:

Don’t scare away potential buyers with a sky-high asking price. We’ll talk about finding that sweet spot.

Mastering the Art of Negotiation:

Jumping too soon at an offer or holding out for a jackpot? Let’s find the balance to make sure you come out on top.

Open House Flexibility:

More viewings mean more potential buyers. We’ll discuss how being a bit more flexible can lead to a quicker sale.

Excited yet? I can’t wait to dive into these topics and more with you. Let’s get the conversation rolling and make sure your selling journey is as smooth and successful as possible!

Who should apply

  • HDB flat owners in Singapore
  • Sellers who are considering selling their HDB flat and want to estimate its resale value
  • Buyers who are considering purchasing a resale HDB flat and want to estimate the purchase price
  • Individuals or families who are looking to upgrade or downgrade to a different HDB flat
  • Those who are interested in the Singapore real estate market and HDB resale trends.

Questions and Answers

Q1) How accurate is the HDB resale calculator?

Answer: The accuracy of the HDB resale calculator depends on the information you provide. While it can provide a good estimate of your flat’s value based on market trends and other factors, it’s important to note that the final selling price may differ depending on the demand for properties in your area and other market factors.


Q2) What other factors should I consider when buying or selling a resale HDB flat?

Answer: In addition to using an HDB resale calculator, you should also consider factors such as the flat’s location, age, condition, and amenities. Other factors such as proximity to public transportation, schools, and shopping centers can also impact the value of the property.


Q3) Can you assist me in selling my home, and do I have to commit to working with you after our initial discussion?

Answer: Absolutely! I’d be more than happy to assist you in selling your home, and there’s no obligation to commit to working with me after our initial discussion. During our meeting, we can discuss your goals and preferences, and I can provide you with valuable insights and guidance on the current market conditions and pricing strategies. So, feel free to reach out to me today to schedule a no-obligation consultation!

Mr Ang
Mr Ang
Buyer of Parc Riviera
Read More
As a investor interested in taking advantage of the booming property market in Singapore, I needed a realtor with in-depth knowledge of the local market. Using his understanding of the various sectors of the market, Rick generated a investment progression report and we decided to buy a condominium in a choice area with huge potential for multiple returns in the future. Thanks Rick, I will definitely be doing business with you for a long time!
Ms Claire
Ms Claire
Seller of Esparina Residences
Read More
I am writing in to compliment Rick Huang for his invaluable service, for the sale of my Esparina Residences. The process was complicated but he was able to empathize with my situation and also provide brilliant advices that ensue the smooth transaction. In all, I am appreciative with his professionalism and human touch in this journey. Thank you!
Ms Ho
Ms Ho
Seller of Blk 272b Punggol
Read More
I was sceptical about engaging a friend to sell our house. However, Rick has put himself out on so many levels just to ensure everything went smoothly, promptly and correctly at every stage. I trust Rick and would surely recommend him to anybody seeking to buy or sell a home! I do not usually post reviews but this is worth investing my time. Thanks once again..
Ms Malar
Ms Malar
Seller of Blk 332 Serangoon
Read More
His service is beyond my expectations. Always going the extra miles to serve his clients.
Ms Jo
Ms Jo
Buyer of Blk 452a Sengkang
Read More
My husband and I started our home-search by ourselves but was met with issues soon enough as we were unsure of the important things and areas to look out for and we were also not experienced in the negotiation process with the seller’s representing agent. Soon after hearing our problems, I was introduced to Rick by a friend. The entire buying process quickly became swift and smooth; Rick understands our needs, puts our personal interest first, seals us a good deal and educated us along the way about the important things and areas to pay attention to. Thumbs up to Rick and we will recommend him to anyone for their home-search
Mr Eddie
Mr Eddie
Seller of 127c Kim Tian
Read More
"In short, Rick did an amazing job. He sold our house at a higher than initially discussed price and got us a good deal for our purchase. Both my wife and I are impressed with his professional yet friendly approach. We will definitely work with him again and recommend him to anyone."
Mr Liew
Mr Liew
Seller of 260c Punggol
Read More
Rick is a very down to earth person. No hard sell or pushy technique. He helped us in planning for upgrade and showing us how to invest in property with in depth property analysis report.
Miss Chong
Miss Chong
Buyer of Regent Residences
Read More
His service is superb. With his property mkt analysis skill, I managed to purchase my first property in Singapore. He is always patient and helpful whenever I have any query about property purchase procedure, especially the computation part of the downpayment. In nutshell, I am really grateful and appreciate for his support.
Buyer of Blk 130 Bishan
Read More
Rick is an agent who has displayed his potential in his services. He provided us a very personalised guidance when we first approached him with an intention of purchasing a resale flat. With his knowledge and years of experience has made the entire purchasing process seamless. Thank you Rick for being a great friend and a fantastic agent!
Mr Mark
Mr Mark
Seller of Blk 686a Woodlands
Read More
Rick service has a very personal touch. He was extremely patient and professional and does not rush us into making any decisions he provided us with sound advice whenever we have questions and was always ready to provide help with regards to any matter. What impress us the most was the extra step he went by assisting us with the purchase of our new home, even though this was in no way his responsibility to do so. Thank you for the hassle free experience Rick. Highly recommended
Mr Shawn
Mr Shawn
Buyer of Riverfront Residences
Read More
"It was a pleasure working with Rick throughout my selling and upgrading journey. His recommendations and knowledge of financial calculations and preparations are impressive - even factoring in risk management specific to us, for the next 5 to 8 years. He has shown his expertise in real estate and guided us step by step all the way, making transactions effortless for us. Well done Rick!
Ms Shufen
Ms Shufen
Buyer of Cairnhill Crest
Read More
Rick has been our go-to agent for our past few property transactions He actually patiently brought us to many various property viewings (I think it was more than 10!) before we finally settled on the Cairnhill unit. Rick also helped us iron out all the issues encountered along the way and we are very thankful for his service. Hence, we will continue to engage Rick for all our property related matters. We have encountered many agents throughout the years but Rick is the one that has the most profound display of professionalism, knowledge and dedication in his job. Please keep up the good work!"
Ms Meena
Ms Meena
Seller of Blk 475c Upper Serangoon
Read More
Rick's guidance really helps us to sell our unit at a good rate. He did a excellent job giving us professional assistance from step by step till the keys are handed over to the new owner.
Mr Kingsley
Mr Kingsley
Seller of Blk 91 Tanglin
Read More
We have worked with a few property agents. We find the interests of the agent are not well aligned with either the buyers or sellers as volume of transactions matter more. With Rick, you can be assured that your interests are well protected at all times. It is reassuring that he shares his opnion objectively to allow home buyers or home seekers to evaluate the decisions for themselves. Overall a smooth experience. Thanks Rick!
Ms Su
Ms Su
Seller of Blk 93 Paya Lebar Way
Read More
"Rick was introduced by a close friend of mine. This is my second time buying a flat (first time was 20 years ago) and I have forgotten all the procedure. With no experience dealing with selling and buying, this is my honest testimonial. Rick is a very responsible agent which I've met so far. Fast response to all my enquiries and he answered to all my doubts which I have. Reliable and he knows exactly what to do and will give you his utmost advise and service. I highly reckon Rick to those have the intention of getting property agent. Thanks so much Rick for the help and assistance you have rendered from start until the end of transaction. I would definitely recommend you to my relatives and friends. Cheers
Seller of Blk 227a Compassvale
Read More
My wife and I are grateful that a friend of ours referred us to Rick to help sell our unit. Rick responded fast to all of our queries. In fact, we managed to sell off the unit faster than we expected thanks to Rick. He did not even need to resort to cheesy gimmicks and marketing. The journey was kept professional. Despite the toxic culture of the property industry, we can feel that he is sincere and committed in helping us. He is trustworthy and we felt that we were in safe hands with Rick as our agent.
Ms Sharon
Ms Sharon
Seller of Blk 648 Ang Mo Kio
Read More
I had in the past dealt with agents who were pushy and did not do their homework. But with Rick, I am put at ease with someone who is not only very knowledgeable but understanding. He keeps my family posted on what we need to know, is very diplomatic, tactful and professional. If you need your place sold, you need a reliable person like Rick to help you. Thanks Rick once again. Warmest Regards, Sharon Lim
Mr Sri
Mr Sri
Buyer of River Isles
Read More
Rick was introduced to me by a friend, who has seen Rick while he was helping another client. Rick has played an exceptional role while I was buying a private property. He is patient, humble, polite and a nice human being. I highly recommend him if you are looking for an agent in your property hunting. I worked with several agents but he will be my go to agent for any future deals. It was excellent experience..!

Awards and Accolades

Related Articles:

Ever wonder if you are suitable for Sell one buy two investment concept? – Read more (Sell one buy two)

Is buying new launch or resale condo have better returns? – Read more (New Launch vs Resale condo)

Looking to upgrade from Hdb to condo? – Read more (Sell Hdb buy condo)

What to take note when selling Hdb resale flat? – Read more (Hdb Resale Process)

Buying another Hdb flat, and using the fund from current home? – Read more (Hdb contra)

Why do some Hdb flat price depreciate so much? – Read more (Hdb depreciation curve)

What is one of the most common reason for property negative sales? – Read more (Cpf accrued interest)

Financial calculation for selling a Hdb flat? – Read more (Hdb resale calculator)

Buying EC before selling your HDB? – Read more (Upgrade to EC before selling your HDB)

Should you sell your EC after 5 years? – Read more (Selling EC)

Should you sell your MOP HDB after 5 years? – Read more (Selling HDB after mop)

Property Wealth Planning – Read more (What is property wealth planning?)