Singapore Property Guides for Sellers, Upgraders and Buyers

Practical, worked-number guidance on selling, upgrading and buying residential property in Singapore — HDB, EC, Landed and private condo.

Written by Rick Long, Associate Senior Division Director at Huttons Asia (CEA R026818Z), covering CPF, ABSD, sale proceeds and affordability, grounded in official sources like HDB, CPF Board and IRAS. New guides published regularly.

singapore property blog

What the rules say, what the numbers show, and what I’d do next.

Client Experiences | Documented, Not Curated

New-launch condominium under construction in Singapore, illustrating the progressive payment scheme milestones

Progressive Payment Scheme Singapore: Calculator & Guide 2026

The Progressive Payment Scheme lets you pay for a new-launch condo in stages as it is built, with your loan drawing down the same way. Here is the full schedule, the CPF and stamp-duty timing, and how upgraders should think about ABSD.

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A Singapore property buyer reviewing comparable transaction data before making an offer.

How to Spot an Undervalued Property in Singapore

Not all cheap properties are undervalued, and not all undervalued ones are cheap. Here’s the VALUE Lens framework — and the value traps to avoid — before you make an offer.

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New launch versus resale condo in Singapore — comparing a modern condo tower and an established resale development."

New Launch vs Resale Condo in Singapore: Which Should You Choose in 2026?

Choosing between a new launch and a resale condo in Singapore isn’t really about which is cheaper. A new launch can give you time, staged payments and a brand-new unit; a resale gives you space, certainty and immediate use. This 2026 guide helps you decide based on your own numbers — budget, CPF, ABSD, timeline and exit plan — with the latest rules and market context.

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Hi, I’m Rick Long,

Associate Senior Division Director, Huttons Asia · CEA Reg. R026818Z

With decades of experience in Singapore’s real estate market, I’ve had the privilege of being mentioned in media outlets such as Channel NewsAsia, The Straits Times, and 99.co.

Over the years, I’ve written extensively on the local property landscape — tackling the real questions buyers and sellers face, and helping them navigate each step with greater steadiness and confidence.

Many of my clients have become long-time friends — their trust and kind reviews continue to inspire me to raise the bar in everything I do. 

I believe real estate should be strategic, seamless, and deeply aligned with your life’s journey.