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    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 15, 2026

    Selling one HDB flat while buying another? The Enhanced Contra Facility routes your sale proceeds and CPF refund straight into your next purchase. Here's the 2026 guide — rules, timeline, worked numbers, and the failure modes nobody covers.

    Continue ReadingHDB Contra (ECF) Explained 2026: How to Sell and Buy an HDB Flat at the Same Time
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 13, 2026

    A sourced guide to SLA's Leasehold Table — how leasehold valuedecays in Singapore, why a leasehold can rise before it falls, and how to tell if a pricehas already paid for a future that may not arrive.

    Continue ReadingBala’s Curve: How Leasehold Value Decays in Singapore — and How toTell If a Price Has Overpaid
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 3, 2026

    The Progressive Payment Scheme lets you pay for a new-launch condo in stages as it is built, with your loan drawing down the same way. Here is the full schedule, the CPF and stamp-duty timing, and how upgraders should think about ABSD.

    Continue ReadingProgressive Payment Scheme Singapore: Calculator & Guide 2026
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 1, 2026

    The "second CBD" is a story until it's built. Here's what's confirmed, how to judge the price, and who JLD actually suits — minus the hype.

    Continue ReadingJurong Lake District Property: A Buyer’s Reality Check
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 26, 2026

    Not all cheap properties are undervalued, and not all undervalued ones are cheap. Here's the VALUE Lens framework — and the value traps to avoid — before you make an offer.

    Continue ReadingHow to Spot an Undervalued Property in Singapore
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 23, 2026

    Most buyers judge a home on price or a score. The Right Fit Framework judges the fit — across the Property, the Numbers, the Life and the Exit.

    Continue ReadingHow to Choose the Right Property in Singapore: A Buyer’s Framework for Looking Beyond Price
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 20, 2026

    One of the key studies I rely on for my analysis of potential growth is the URA Master Plan - Lets take a look today on what to look out for.

    Continue ReadingUnderstanding Growth Plans For Singapore Investment Property
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 19, 2026

    Wondering if you can afford to upgrade from HDB to a condo or EC in Singapore? Map your sale proceeds, CPF refund, loan range and monthly comfort before you decide.

    Continue ReadingCan I Afford to Upgrade to a Condo or EC?
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 18, 2026

    More space or more lease? Compare older vs newer HDB resale flats on CPF rules, renovation cost, resale pool, and family fit. The right questions, calmly.

    Continue ReadingBigger Older HDB or Smaller Newer HDB? A Practical Singapore Buyer’s Guide
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 16, 2026

    PrimeKey Analysis scores Singapore condo fundamentals across 8 pillars. But a score alone won't tell you if a condo fits your life, finances and timeline.

    Continue ReadingPrimeKey Analysis Singapore: A Property Analysis Tool for Smarter Condo Shortlisting
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    About Me

    About Me

    Rick Huang

    Rick Huang, Associate Deputy Group Director of OrangeTee & Tie, has been in the Real Estate industry for a decade.

    He is driven, committed and is enthusiastic about real estate investments.

    Today, he leads Team Youhome.sg, and together, aims to provide his clients with the best experience in their property journey.

    The team focuses on understanding client’s personal finances and needs, and is determined about delivering the best solutions and results for them.

    Amidst the hustle and bustle, Rick enjoys quiet time and indulges himself in the intricate art of tea-brewing and teapot appreciation.

    He would also take this chance to energise himself and reflect on his personal development and areas of improvement.

    Recent Articles

    • HDB Contra (ECF) Explained 2026: How to Sell and Buy an HDB Flat at the Same Time
    • Bala’s Curve: How Leasehold Value Decays in Singapore — and How toTell If a Price Has Overpaid
    • Progressive Payment Scheme Singapore: Calculator & Guide 2026
    • Jurong Lake District Property: A Buyer’s Reality Check
    • How to Spot an Undervalued Property in Singapore

    If you think this article is helpful. Help us share :)

    Recent Posts

    • HDB Contra (ECF) Explained 2026: How to Sell and Buy an HDB Flat at the Same Time
      HDB Contra (ECF) Explained 2026: How to Sell and Buy an HDB Flat at the Same Time
      July 15, 2026/
      0 Comments
    • Bala’s Curve: How Leasehold Value Decays in Singapore — and How toTell If a Price Has Overpaid
      Bala’s Curve: How Leasehold Value Decays in Singapore — and How toTell If a Price Has Overpaid
      July 13, 2026/
      0 Comments
    • Progressive Payment Scheme Singapore: Calculator & Guide 2026
      Progressive Payment Scheme Singapore: Calculator & Guide 2026
      July 3, 2026/
      0 Comments

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