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    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 3, 2026

    The Progressive Payment Scheme lets you pay for a new-launch condo in stages as it is built, with your loan drawing down the same way. Here is the full schedule, the CPF and stamp-duty timing, and how upgraders should think about ABSD.

    Continue ReadingProgressive Payment Scheme Singapore: Calculator & Guide 2026
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:July 1, 2026

    The "second CBD" is a story until it's built. Here's what's confirmed, how to judge the price, and who JLD actually suits — minus the hype.

    Continue ReadingJurong Lake District Property: A Buyer’s Reality Check
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 26, 2026

    Not all cheap properties are undervalued, and not all undervalued ones are cheap. Here's the VALUE Lens framework — and the value traps to avoid — before you make an offer.

    Continue ReadingHow to Spot an Undervalued Property in Singapore
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 23, 2026

    Most buyers judge a home on price or a score. The Right Fit Framework judges the fit — across the Property, the Numbers, the Life and the Exit.

    Continue ReadingHow to Choose the Right Property in Singapore: A Buyer’s Framework for Looking Beyond Price
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 20, 2026

    One of the key studies I rely on for my analysis of potential growth is the URA Master Plan - Lets take a look today on what to look out for.

    Continue ReadingUnderstanding Growth Plans For Singapore Investment Property
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 18, 2026

    More space or more lease? Compare older vs newer HDB resale flats on CPF rules, renovation cost, resale pool, and family fit. The right questions, calmly.

    Continue ReadingBigger Older HDB or Smaller Newer HDB? A Practical Singapore Buyer’s Guide
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 16, 2026

    PrimeKey Analysis scores Singapore condo fundamentals across 8 pillars. But a score alone won't tell you if a condo fits your life, finances and timeline.

    Continue ReadingPrimeKey Analysis Singapore: How Scoring Works
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:June 12, 2026

    Did you know that after selling your house, you have to return Cpf accrued interest and Cpf fund used including Hdb grants.

    Continue ReadingThe Silent Threat of CPF Accrued Interest: Why Your Cash Proceeds May Be Lower Than Expected
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:May 25, 2026

    A property exit strategy helps Singapore homeowners, buyers, and upgraders understand future resale demand, holding power, CPF buffer, real ROI, and next move planning before buying.

    Continue ReadingWhat Is a Property Exit Strategy? 6 Questions to Ask Before You Buy
    • Post author:Rick Long · Associate Senior Division Director, Huttons Asia · CEA R026818Z
    • Post published:September 2, 2025

    How much commission is fair to your property agent? Factors to consider when paying property agent commission. Will Service and Value add be more important?

    Continue ReadingHow much should you be paying Property Agent Commission in 2025
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    About Me

    About Me

    Rick Huang

    Rick Huang, Associate Deputy Group Director of OrangeTee & Tie, has been in the Real Estate industry for a decade.

    He is driven, committed and is enthusiastic about real estate investments.

    Today, he leads Team Youhome.sg, and together, aims to provide his clients with the best experience in their property journey.

    The team focuses on understanding client’s personal finances and needs, and is determined about delivering the best solutions and results for them.

    Amidst the hustle and bustle, Rick enjoys quiet time and indulges himself in the intricate art of tea-brewing and teapot appreciation.

    He would also take this chance to energise himself and reflect on his personal development and areas of improvement.

    Recent Articles

    • When to Sell Your HDB Before BTO Key Collection
    • HDB Bridging Loan vs Contra (ECF): How to Choose
    • HDB Extension of Stay: Rules, Costs & Agreement
    • HDB Contra (ECF): How to Sell and Buy an HDB Flat at the Same Time
    • Second HDB Loan: The 50% Cash Proceeds Rule

    If you think this article is helpful. Help us share :)

    Recent Posts

    • When to Sell Your HDB Before BTO Key Collection
      When to Sell Your HDB Before BTO Key Collection
      August 24, 2026/
      0 Comments
    • HDB Bridging Loan vs Contra (ECF): How to Choose
      HDB Bridging Loan vs Contra (ECF): How to Choose
      August 20, 2026/
      0 Comments
    • HDB Extension of Stay: Rules, Costs & Agreement
      HDB Extension of Stay: Rules, Costs & Agreement
      August 20, 2026/
      0 Comments

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